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Given the global scale of operations, strong customer loyalty to brander products, high barriers to entry, and strong generation of excess cashflows and excess returns on investment, I believe that BTI has a wide moat (though most other competitors such as Altria, PMI also spot a wide moat as well) Companies like British American Tobacco can benefit from growth in emerging markets, where smoking is more widespread and declines in smokers are much slower

A few life insurance companies that we work with will offer non-tobacco rates at a substantially lower price than the tobacco rates

Darke S, Lappin, J

But because it is 2020, and nothing is as it should be, the wasps are no where to be seen and the hornworms are quickly eating everything